Compare bank accounts in Zimbabwe

By the Rateweb editorial team · How we rate · Product details checked 21 Jul 2026

Compare current (transactional) accounts from Zimbabwe's RBZ-licensed banks on monthly fee and transaction charges. This table is a work in progress — only banks with a current, dated (2026) published tariff guide are included; several major banks' available pricing documents were too old to use confidently, so this list will grow as fresher data is confirmed.

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Fee waiver on low balances

Nedbank Zimbabwe Current Account

A standard USD (Nostro) current account with a straightforward $5/month fee — waived entirely if your balance stays at or under $100 for up to 30 days.
★★★★☆
4.0/5 · How we rate
US$5 (individual, Nostro/USD)
Monthly Fee
Waived if balance ≤US$100 for up to 30 days
Fee Waiver
USD VISA debit card: US$0.95/month
Debit Card
~2.5% of amount
Atm Withdrawal
Nedbank Zimbabwe — licensed commercial bank (RBZ), DPC member
Licence
Straightforward pricing with a genuine low-balance fee waiver
Best For
Pros
  • Clear, published $5/month fee — no guessing
  • Fee waiver rewards keeping a low balance, useful for a secondary account
  • Backed by a large, well-established banking group
Cons
  • $5/month adds up if you don't qualify for the waiver
  • ATM withdrawal fee (~2.5%) applies on top of the monthly fee
  • Full transaction-fee schedule is extensive — check the complete tariff guide for your specific usage pattern
Visit Nedbank Zimbabwe Full details & review →

Stanbic Bank Personal Current Account

Stanbic's entry-level (Silver/Blue) personal current account matches Nedbank's $5/month — with higher tiers (Executive $6, Private Banking $10) available if you want more service.
★★★★☆
4.0/5 · How we rate
US$5 (Silver/Blue tier); US$6 (Executive); US$10 (Private Banking)
Monthly Fee
3% of amount, minimum US$2
Cash Withdrawal (Over The Counter)
2.5% of amount, minimum US$1
Atm Withdrawal (Own Bank)
1% of amount, min US$30, max US$160 (individuals)
Telegraphic Transfer
Stanbic Bank Zimbabwe — licensed commercial bank (RBZ), DPC member
Licence
A tiered path to more service as your banking needs grow
Best For
Pros
  • Same $5/month entry price as Nedbank, with a clear upgrade path
  • Digital channels (Blue247, Internet banking, Stanbic App) included
  • Backed by a large, well-established banking group
Cons
  • Over-the-counter cash withdrawal (3%) is pricier than Nedbank's ATM rate
  • No published low-balance fee waiver, unlike Nedbank
  • Telegraphic transfer fees add up for regular international payments
Visit Stanbic Bank Full details & review →

FBC Bank Current Account

FBC Bank (merged with FBC Building Society in December 2025) matches Nedbank and Stanbic's $5/month entry price, with one of the lowest published minimum balances of the banks compared here.
★★★★☆
3.9/5 · How we rate
US$5 (individual)
Monthly Fee
US$5
Minimum Balance
US$3.50 application/replacement
Debit Card
3% of amount (plus tax)
Atm Withdrawal
US$5 flat
Internal / Rtgs Transfers
FBC Bank Limited — licensed commercial bank (RBZ), DPC member
Licence
Matching the market's $5 entry price with a very low minimum balance
Best For
Pros
  • Same $5/month entry price as Nedbank and Stanbic
  • Very low US$5 minimum balance requirement
  • Flat, predictable US$5 fee on internal and RTGS transfers
Cons
  • 3% ATM withdrawal fee (plus tax) is on the higher end of the banks compared here
  • Pricing document dated May 2025 — confirm current figures directly given the Dec 2025 Building Society merger
  • Full current fee schedule for other services needs checking separately
Visit FBC Bank Full details & review →

Ratings are Rateweb's editorial opinion. Product details can change — always confirm with the provider before applying. Rateweb may earn a commission on some applications. This is general information, not financial advice.

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