FBC Bank Current Account — review & details
FBC Bank (merged with FBC Building Society in December 2025) matches Nedbank and Stanbic's $5/month entry price, with one of the lowest published minimum balances of the banks compared here.
FBC Bank Current Account
★★★★☆
US$5 (individual)
Monthly Fee
US$5
Minimum Balance
US$3.50 application/replacement
Debit Card
3% of amount (plus tax)
Atm Withdrawal
US$5 flat
Internal / Rtgs Transfers
FBC Bank Limited — licensed commercial bank (RBZ), DPC member
Licence
Matching the market's $5 entry price with a very low minimum balance
Best For
Pros
- Same $5/month entry price as Nedbank and Stanbic
- Very low US$5 minimum balance requirement
- Flat, predictable US$5 fee on internal and RTGS transfers
Cons
- 3% ATM withdrawal fee (plus tax) is on the higher end of the banks compared here
- Pricing document dated May 2025 — confirm current figures directly given the Dec 2025 Building Society merger
- Full current fee schedule for other services needs checking separately
How FBC Bank Current Account compares in bank accounts
| FBC Bank Current Account | Nedbank Zimbabwe Current Account | Stanbic Bank Personal Current Account | |
|---|---|---|---|
| Monthly Fee | US$5 (individual) | US$5 (individual, Nostro/USD) | US$5 (Silver/Blue tier); US$6 (Executive); US$10 (Private Banking) |
| Minimum Balance | US$5 | — | — |
| Debit Card | US$3.50 application/replacement | USD VISA debit card: US$0.95/month | — |
| Atm Withdrawal | 3% of amount (plus tax) | ~2.5% of amount | — |
| Internal / Rtgs Transfers | US$5 flat | — | — |
| Licence | FBC Bank Limited — licensed commercial bank (RBZ), DPC member | Nedbank Zimbabwe — licensed commercial bank (RBZ), DPC member | Stanbic Bank Zimbabwe — licensed commercial bank (RBZ), DPC member |
| Best For | Matching the market's $5 entry price with a very low minimum balance | Straightforward pricing with a genuine low-balance fee waiver | A tiered path to more service as your banking needs grow |
| Visit FBC Bank → | Visit Nedbank Zimbabwe → | Visit Stanbic Bank → |
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