Mama Money — review & details

In Money transfer & remittance · By the Rateweb editorial team · How we rate · Details checked 19 Jul 2026

A South Africa–based operator built specifically for the SA–Zimbabwe corridor, with the lowest advertised fee of the operators compared here. Payout to EcoCash, several named banks, or 15,000+ cash points.

Lowest published fee

Mama Money

A South Africa–based operator built specifically for the SA–Zimbabwe corridor, with the lowest advertised fee of the operators compared here. Payout to EcoCash, several named banks, or 15,000+ cash points.
★★★★☆
4.4/5 · How we rate
R50 on R1,000 (5%), falling to R250 on R10,000 (2.5%)
Transfer Fee
Fee shown excludes FX margin — compare all-in
Exchange Rate
EcoCash, bank (BancABC/POSB/ZB/NBS/NMB/Steward) or cash (Quest, InnBucks, 15,000+ points)
Payout
Minutes for mobile/cash; ~5hrs (up to 48hrs) for bank
Speed
Money-transfer operator serving the SA–ZW corridor
Licence
SA-origin senders wanting the lowest published fee
Best For
inbound
Direction
ZA
Send Country
Pros
  • Lowest advertised fee of the operators here, and it falls further on larger amounts
  • Wide Zimbabwe payout network — EcoCash, six banks, 15,000+ cash points
  • Purpose-built for this specific corridor, not a generic global operator
Cons
  • Advertised fee excludes the FX margin — get the all-in rate before sending
  • SA-origin only — no help if you're sending from elsewhere
  • Bank payout can take up to 48 hours
Visit Mama Money

How Mama Money compares in money transfer & remittance

Mama Money scores 4.4/5 in our money transfer & remittance rankings. It's our current top pick in this category. Always compare a few before you decide — see the full money transfer & remittance comparison.

Mama Money
4.4/5 · this page
 Mukuru
4.2/5
 WorldRemit
4.0/5
Transfer Fee R50 on R1,000 (5%), falling to R250 on R10,000 (2.5%) Cash pickup ≈10.11% all-in cost (World Bank, SA–ZW corridor) Varies by payout method — check current price
Exchange Rate Fee shown excludes FX margin — compare all-in Included in the all-in figure above USD payout
Payout EcoCash, bank (BancABC/POSB/ZB/NBS/NMB/Steward) or cash (Quest, InnBucks, 15,000+ points) Cash collection, EcoCash, bank Mobile money (EcoCash), bank, cash pickup, or free airtime top-up
Speed Minutes for mobile/cash; ~5hrs (up to 48hrs) for bank Minutes to same day Minutes typically; card funding faster than bank funding
Licence Money-transfer operator serving the SA–ZW corridor Established Southern-African money-transfer operator Established global money-transfer operator
Best For SA-origin senders wanting the lowest published fee Widest agent/payout network, cash pickup anywhere Choice of payout method, including airtime
Send Country ZA ZA —
Visit Mama Money → Visit Mukuru → Visit WorldRemit →

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