CABS SME Loan — review & details
An Old Mutual group SME loan with the longest repayment term compared here (36 months) and a bundled staff Employee Benefits package — useful if retaining staff is part of your growth plan.
Longest term
CABS SME Loan
★★★★☆
$5,000 – $50,000
Loan Amount
36 months
Term
Not published — get a written quote
Interest Rate
Bundled Old Mutual Employee Benefits package for staff
Extras
CABS (Old Mutual group) — licensed building society (RBZ), DPC member
Licence
Longer-term financing with a staff-retention angle
Best For
Pros
- Longest term of the lenders compared here, easing monthly cash flow
- Employee Benefits package adds real value beyond the loan itself
- Backed by the long-established Old Mutual group
Cons
- No published interest rate — get the total cost in writing
- Requires a verified CABS account and a business proposal
- Approval needs proof of ability to repay, not just an application
How CABS SME Loan compares in business loans
| CABS SME Loan | Stanbic Bank Business Loans | Ecobank Zimbabwe SME Export Facility | |
|---|---|---|---|
| Loan Amount | $5,000 – $50,000 | — | — |
| Term | 36 months | — | — |
| Interest Rate | Not published — get a written quote | Not published as a single figure — varies by product | — |
| Extras | Bundled Old Mutual Employee Benefits package for staff | — | — |
| Licence | CABS (Old Mutual group) — licensed building society (RBZ), DPC member | Stanbic Bank Zimbabwe — licensed commercial bank (RBZ), DPC member | Ecobank Zimbabwe — licensed commercial bank (RBZ), DPC member |
| Best For | Longer-term financing with a staff-retention angle | Women entrepreneurs and SMEs wanting concessional-rate access | Export-oriented SMEs specifically — not a general-purpose business loan |
| Visit CABS → | Visit Stanbic Bank Business → | Visit Ecobank Zimbabwe → |
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