FBC Bank Business Loans — review & details
FBC Bank's own published business conditions state a minimum lending rate of just 18% per annum (USD) for companies — the only clearly stated commercial-bank business-loan rate found in this research, and a genuine standout on cost.
Lowest published rate
FBC Bank Business Loans
★★★★☆
From 18% per annum (USD, published minimum lending rate)
Interest Rate
USD (FCA)
Currency
FBC Bank Limited — licensed commercial bank (RBZ), DPC member
Licence
Part of the FBC group — distinct from FBC Microfinance's much higher short-term rate
Related Entity
The lowest published starting rate of any lender compared here
Best For
Pros
- Lowest published starting rate (18% p.a.) in this comparison
- A full commercial bank, not a microfinance institution
- Same group as FBC Microfinance if a shorter, higher-rate product suits you better instead
Cons
- "From 18%" is a minimum, not a rate you're guaranteed to get — your actual rate depends on your risk profile
- Loan amount and term aren't published for the standard business-loan product
- Source document dated May 2025 — confirm the current rate directly given how much Zimbabwean rates move
How FBC Bank Business Loans compares in business loans
| FBC Bank Business Loans | CABS SME Loan | Stanbic Bank Business Loans | |
|---|---|---|---|
| Interest Rate | From 18% per annum (USD, published minimum lending rate) | Not published — get a written quote | Not published as a single figure — varies by product |
| Currency | USD (FCA) | — | — |
| Licence | FBC Bank Limited — licensed commercial bank (RBZ), DPC member | CABS (Old Mutual group) — licensed building society (RBZ), DPC member | Stanbic Bank Zimbabwe — licensed commercial bank (RBZ), DPC member |
| Related Entity | Part of the FBC group — distinct from FBC Microfinance's much higher short-term rate | — | — |
| Best For | The lowest published starting rate of any lender compared here | Longer-term financing with a staff-retention angle | Women entrepreneurs and SMEs wanting concessional-rate access |
| Visit FBC Bank → | Visit CABS → | Visit Stanbic Bank Business → |
Ratings are Rateweb's editorial opinion. Product details are checked periodically but can change — confirm current terms with the provider before acting. We may earn a commission from some links, at no cost to you.
